The IACPM completed its biennial survey on Principles and Practices in CPM. Sixty member firms globally participated in the 2025 survey, including 51 banks and nine development banks or export credit agencies.
The survey was conducted against a backdrop of increasing geopolitical instability and tariff concerns which are reshaping credit portfolios and demanding heightened vigilance from financial professionals. In this uncertain environment, effective credit risk management remains a priority for banks worldwide, underscoring the critical role of CPM.
Survey findings highlight CPM’s enduring capacity to navigate macroeconomic uncertainty, evolving regulatory mandates, and accelerating technological change, by optimizing portfolios based on multiple constraints through effective limit setting and distribution activities, positioning the function to address future challenges.
Two-thirds of survey respondents globally reported an increase in Senior Management’s level of confidence over the past twelve months. The increasing confidence reinforces CPM’s strategic role, expanding mandate and breadth of responsibilities. Looking forward, key areas of focus include:
- Capital optimization to support growth
- Advanced analytics and generative AI
- Emerging risk identification
By engaging openly, benchmarking effectively, and acting collaboratively, CPM practitioners continue to turn economic challenges and regulatory change into opportunity, strengthening both their institutions and the discipline as a whole. The IACPM looks forward to supporting members through targeted initiatives as they navigate a changing landscape and, together, advance the practice of Credit Portfolio Management in support of a resilient global economy.
A public White Paper of key findings is available here.
The full survey results are available to participating firms. Please email for more information.