More respondents expect higher defaults this quarter than last in every region surveyed, including North America, Europe, Asia and Australia.
IACPM | Oliver Wyman Study: Governance of Agentic AI in Credit Processes
The IACPM and Oliver Wyman are conducting a joint study on the governance of (agentic) AI within wholesale credit processes at IACPM member firms.
IACPM Responds to the European Commission Communication on Competitiveness
The IACPM provided feedback in ‘Have Your Say’ to the European Commission Communication of 17 July, 2026 on Competitiveness in the Single Banking Market.
Can STS Resilient Securitisation Unlock EU Mortgage Risk Sharing?
This SUERF note argues that the proposed Resilient label for STS securitisation might contribute to unlock risk sharing (SRT) on EU mortgages if two conditions are met.
The IACPM Global SRT Insurer Survey highlights
credit risk insurers supporting a broad range of
real-economy lending
In 2025, the composition of protected portfolios demonstrates that insurers support lending across several strategically important asset classes for commercial and development banks.
The Complementary Role of Unfunded Insurers vs. Funded Investors
Investment capital provided by capital markets and underwriting capital provided by insurance markets are not interchangeable.
Enhancing Risk Transfers: Synthetic vs. True Sale to Achieve SRT
True sale and synthetic SRTs are not as effective when a bank wants to achieve Significant Risk Transfer and release capital.
Clouds of Risk Hang Over Financial Markets and Global Economies
....but IACPM Outlook Survey respondents say a trigger leading to losses or a downturn is still unknown.
IACPM Responds to the US Basel Endgame Consultation
The IACPM submitted a response letter to the U.S. Basel Endgame Consultation, highlighting numerous topics of significance to its members.
Global SRT Market Overview 2025: Bigger, Broader, More Diverse
The IACPM released the results of its annual Global SRT Bank Survey on risk sharing transactions executed by banks through synthetic on balance-sheet securitizations.